There are a lot of factors that go into determining the value of a mortgage note. Factors such as loan amount, loan term, the type of property, lien position, and loan status can all impact the value of a note.
Is the note performing for example? The SGC Pros buys delinquent loans, but getting a borrower back into an active status can affect the price of the note, simply because it’s more work.
Notes with more mature seasoning that posses a higher loan interest rate and/or shorter term will fetch a higher price, as these are more valuable in the marketplace.
The best way to see what The SGC Pros can offer is to submit loan information for a quote. It’s really that easy.
SGC Pros, in conjunction with Secured Investment Corp (SIC), is a team of seasoned real estate note experts with over 45 years of combined experience as a mortgage note buyer of performing and nonperforming loans . By gaining insights through numerous market cycles, our extensive background has forged the exceptional service our clients receive today.
Our experts have the knowledge and resources to analyze each note’s unique qualities to provide you with an accurate offer. Our goal is to make the note-selling process as easy and seamless as possible.
These are single-family homes that in good condition, vacant, rentals, or fixers.
Rental units such as duplexes, multiplexes, and apartments. These can be cash flowing or a non-performing asset.
These range from apartment complexes to office buildings to retail buildings.
These notes can be in good standing in terms of payments, or the borrower might be delinquent.
There are a few reasons to sell your note. Note holders make their money through loan payments, which at times can create their own issues. For example, the borrower can fall into default with their loan payments, meaning no money for you, the note holder. In cases like these, you have a couple of options, such as:
Both of these options take time and money.
Sometimes this is more than the you want to deal with and one of the reasons SGC Pros was created.
Investors know when their cash is tied up in properties, they are not liquid enough to take advantage of opportunities that might present themselves. Do you have other projects to pursue, such as other investments or starting a business? Selling your note frees up capital so you can take action on these new opportunities with quick closings..
It happens to everyone, those unforeseen bills or needs that seem to out of nowhere. These might include medical bills or lingering debt. Some couples on the verge of retirement, might want to consolidate their investments for easier management and cash flow. These reasons are both common and personal for everyone. Selling a note frees up monies to address changes in life.
Simply Fill out the "Online Quote Request" then attach any related documents that may help us get a clearer picture of you and your subject property.
After that, our experts will give you a detailed analysis of your property and a possible offer! No terms or conditions, and no fees.
It’s that simple.